Home warranties certainly sound like a good deal. These agreements will cover the costs of repairing or replacing old home appliances and systems that have already sustained a fair amount of wear. If you inherited a home warranty when purchasing your Fredericksburg home, or if you’re considering buying a home warranty on your own, it’s important to learn more about the protections these plans provide for HVAC systems.
Buying the Right Type of Home Warranty
Some home warranty companies make it easy to get HVAC coverage with their products. They offer simple, all-inclusive plans that cover freestanding home appliances such as ovens, dishwashers, and washing machines, and integrated home systems such as plumbing systems, electrical systems, and heating and cooling systems.
Other home warranties are much less straightforward. For instance, there are some products that only cover home appliances. Although HVAC systems are sometimes referred to as “big ticket home appliances,” their higher costs and more complex nature qualify them as home systems in the eyes of warranty companies. To be sure about the HVAC coverage that any home warranty provides, talk with a company representative before paying for and signing a new warranty agreement.
Don’t Wait Until the Last Minute
All new home warranties come with a minimum 30-day waiting period. After you’ve purchased and signed your warranty agreement, you’ll have to wait a full 30 days before submitting your first service request. Waiting until appliances or systems fail before purchasing a home warranty could mean having to pay for these out-of-pocket.
Honor Your End of the Agreement
Home warranties are also known as home warranty agreements. As one party to this agreement, you’re obligated to take good care of all covered items. Read through the terms and conditions of your warranty plan, and stay up to date with all required maintenance that’s outlined in your plan documents.
Know the Difference Between a Home Warranty and Home Insurance
Even if your home warranty includes coverage for your HVAC system, this doesn’t mean that all repair issues will be paid for by your warranty provider. Home insurance plans pay for damages that are caused by floods, fires, and other like events. In essence, they cover the unexpected. Home warranties will only pay for repair issues that result from general aging and wear.
At Complete Heating and Cooling, we’re committed to helping residents of Fredericksburg, Virginia make informed decisions about their HVAC systems. We’ve been providing reliable heating, cooling, and indoor air quality services since 2001. If you have questions about your HVAC system or need HVAC service, call us today to schedule an appointment.